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Free Strategy Call — 15 Minutes

Get the Seller
to Pay Your Closing Costs

Up to 6% back from the seller — covering closing costs, prepaid taxes, or buying down your rate. Most buyers don’t even know it’s possible.

Schedule Your Strategy Call
Jim will walk you through the exact tactics — tailored to your offer.
Step 1 of 4 · Your Situation
Where are you in the buying process?
Real Numbers

What 6% Seller Credit Actually Looks Like

$500K Home Example
$30,000
Up to 6% seller credit can cover all closing costs and buy down your rate by 1 full percentage point.
Monthly Savings
$280/mo
By buying down the rate 1% on a $500K loan — that’s $3,360/yr back in your pocket.

These numbers assume a 30-year mortgage at 6.5% baseline. Actual savings depend on loan terms, credit profile, and current market conditions.

How The Strategy Works

3 Tactics Most Buyers Miss

  • 1
    Time Your Ask Right
    When the home has been sitting on the market or after the inspection report — sellers are far more flexible than you think.
  • 2
    Frame It as a Win-Win
    Sellers care about the price they net — not your closing costs. The right framing makes them say yes when "give me $10K off" would have gotten a no.
  • 3
    Know the Loan Limits
    Conventional, FHA, VA, and jumbo loans each have different seller credit caps. Asking for too much can blow the deal — Jim knows the exact ceilings.
6%
Max Seller Credit
15 Min
Strategy Call
$0
No Cost · No Obligation
Jim Blackburn
Jim Blackburn
Stairway Mortgage · NMLS #1072866 · (954) 993-1625

Most buyers leave thousands on the table because they don’t know how to ask — or their lender doesn’t coach them through it. Jim has helped hundreds of Fort Lauderdale buyers negotiate seller credits, often $15K–$30K back at closing.

This strategy call is completely free. Jim explains the moves, you decide if it fits your situation. No pressure, no obligation.